Here's the damage...

First things first, I will begin by giving you a brief synopsis of my financial debacle. This is what I found yesterday on my credit report.

Over Priced Furniture Store That I Couldn’t Afford
$6,502
Pretty Apartment That I Got Evicted From
$2,312
Stupid Motorcycle I Road for About 400 Miles Then Decided I Didn’t Like Motorcycles
$4,121
Cute Clothing Store Located on My Old Route Home from Work
$457
Pretty Panties Store That I Spent Way Too Much In
$258
The Treadmill That Got Stolen from The Pretty Apartment I got Evicted From
$477
Credit Card I Used to Get By
$7148
Second Credit Card I Used to Get By When the First One Ran Out
$5592
Cavity I Should Probably Pay For
$98
Electric Bill I Never Paid For When I Moved Out of the Pretty Apartment I Couldn’t Afford
$393
Hospital Bill From the Ulcer I Got When I Ran My First Credit Report
$350
Dermatologist Who Lied and Told Me This Would be Covered Under My Insurance
$500
New Dental Work
$54

That's $28,262 in delinquent debt.

Currently, my student loans are adding up (which I won't even put in here, seeing as I can't control it and don't pay for it now). I owe about $10,000 on my new car (it's used, and valued at $14,000, so I consider it justified. And I have an $800 secured credit card that I use and pay off each month for my general expenses. It's my flailing attempt to build up good credit again while I plan to pay off my old stuff.

My current bank account is at $745. Of course, $75 goes to my insurance and $650 is for rent.